Richard Kasen and United Benefit Services help South Florida families navigate Medicare, health, life, and retirement coverage — at no cost to you. Licensed. Independent. Available 7 days a week.
Independent advice, not sales pitches. We work for you, not the insurance companies.
Unlike captive agents who can only sell one company's products, Richard Kasen is an independent broker licensed with all major life and health insurance carriers. That means he shops the entire market to find the best coverage at the best price — for you.
Based in South Florida and serving Broward County, Miami-Dade, Palm Beach, and beyond, Richard has helped over 10,000 clients navigate the complex world of insurance since founding United Benefit Services.
Richard is a registered financial consultant licensed with all major life and health insurers across all 50 states. For over 25 years, he has dedicated his career to helping South Florida families find the right insurance coverage without the pressure, confusion, or cost.
"Insurance is complex. My job is to make it easy. I'll be available 7 days a week, before and after the sale — because that's what my clients deserve."
Three steps, zero cost, and a plan that actually fits your life.
Fill out the quick form below or call us directly. Tell us about your situation — current coverage, health needs, and budget. No pressure, no obligation.
Richard compares plans from all major carriers to find the best coverage at the best price for your specific needs. You get options, not a sales pitch.
We handle the enrollment paperwork and are here 7 days a week for any questions. Every year, we review your plan to make sure it still fits.
Trusted by over 10,000 South Florida families.
"Richard made the Medicare process so easy. He explained everything clearly, found me a plan that covered all my medications, and saved me over $200 a month. I tell everyone about him."
"After my husband passed, I was overwhelmed by insurance decisions. Richard took the time to walk me through every option. He truly cares about his clients. Available whenever I call."
"I was paying too much for health insurance and didn't even know it. Richard reviewed my plan, found better coverage for less money, and handled all the paperwork. Couldn't be happier."
No obligation. No cost. Just honest advice about the coverage that's right for you.
Fill out this form and Richard will personally review your needs and reach out within one business day — often the same day.
"Richard saved me over $200 a month on Medicare. He made the whole process easy."
"Found me better coverage for less money and handled all the paperwork himself."
Richard will review your information and reach out shortly — usually the same day. If you need immediate help, call (954) 818-8204.
Most people overpay for insurance because they never had an independent broker compare options. Let Richard find the right plan — at no cost to you.